Terms of Service

Effective date: 14 June 2026

1. Acceptance

By joining the launch list or reserving a founding seat on velindor.com ("the Service"), you agree to these terms. Browsing the site is also subject to them. If you are acting on behalf of someone else, you confirm you have authority to bind them to these terms.

2. The Service

Velindor is a net worth tracker and scenario engine for people whose money is spread across brokers, P2P lending, crypto, and property. It is not live yet, and the first version is planned for Q3 2026. Today the Service offers two things: a free launch list, and an optional founding seat, which is a pre-order. Anything on this site that describes the product is a preview, not a description of software you can use today.

3. The launch list and the founding seat

Joining the launch list is free. You give us your email, we send you updates about Velindor, including launch news and product news, and you can unsubscribe at any time from the link in any email.

A founding seat is a pre-order for software that does not exist yet. When you buy one:

• You pay €49 for the first year.
• Your renewal price stays at €49 per year for as long as you keep your seat.
• Because the product is not built yet, the launch date and the exact feature set can move. Timelines for pre-launch software are estimates, not promises.

4. Refunds

You can have your €49 back in full, at any time before launch, for any reason or none. Email us and we refund it in one click. We hold your money on Stripe in the ordinary way. We do not use escrow, and we make no claim that a third party guarantees the funds. The guarantee is simply this: ask, and you get it back. If you are a consumer in the European Union, your statutory withdrawal rights apply on top of this and are never reduced by anything here.

5. Acceptable use

You agree not to:

• Disrupt, overload, or attempt to probe or reverse-engineer the Service beyond its normal use.
• Use the Service to violate any law or the rights of any third party.
• Submit someone else's email address to the launch list without their permission.

6. No warranty, and not financial advice

The site and any preview of the product are provided "as is" for informational purposes only. Once the product exists, scenario projections are models based on the numbers and assumptions you enter. They are not financial advice, not a recommendation, and not a guarantee of any outcome. You are responsible for your own financial decisions. We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.

7. Limitation of liability

To the maximum extent permitted by applicable law, in no event shall Velindor, its operators, affiliates, or contributors be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or in connection with your use of the Service. Our total aggregate liability for any claim is limited to the amount you have paid us, which for a founding seat is €49.

8. Intellectual property

The Velindor name, logo, website, and app code are owned by Cove Innovations, s.r.o. Any data you enter about your own finances belongs to you. Feedback you send us (for example by email) is considered non-confidential, and we may use it internally to improve the Service.

9. Third-party services

The Service relies on Stripe for payments, on Kit for the launch list, and on GitHub Pages for hosting. We are not responsible for their downtime or for changes to their platforms. Your use of those services is governed by their own terms.

10. Termination

You may stop using the Service at any time by unsubscribing from the launch list. We may suspend or terminate access if you violate these terms or if required by law. If you have paid for a founding seat, the refund terms in Section 4 apply.

11. Changes to these terms

We may update these terms from time to time. Material changes will be communicated to the launch list by email or by a notice on this page. Continued use of the Service after changes take effect constitutes acceptance of the updated terms.

12. Governing law

These terms are governed by the laws of Slovakia, without regard to its conflict-of-law principles. Any dispute arising under these terms shall be resolved in the courts of Bratislava, Slovakia.

13. Contact

For any question about these terms, email hello@velindor.com.